Payroll funding helps staffing firms maintain consistent cash flow, cover weekly payroll, and confidently take on new business without waiting for client payments.
Trusted by staffing firms nationwide since 1992
Staffing firms operate on a constant balancing act, paying employees weekly while waiting 30, 60, or even 90 days for client payments. That gap creates pressure on cash flow, limits growth, and can make it difficult to take on new business.
Payroll funding provides a reliable way to close that gap, giving staffing firms access to working capital tied to their receivables so they can operate with confidence and grow their business without hesitation.
Payroll funding is a financing solution that allows staffing firms to convert outstanding invoices into immediate working capital.
Instead of waiting for clients to pay, you receive an advance on your receivables, giving you the liquidity needed to meet payroll and continue growing your business.
Hear directly from one of the staffing companies we partner with about how payroll funding from Madison Resources helped them expand their business and pursue new opportunities.
Rob Fragoletti & Matt Solomon
Social Capital Resources
Payroll funding allows staffing firms to turn approved invoices into working capital through a simple, repeatable process.
Your staffing firm places temporary or contract employees with your client and collects approved timecards for hours worked.
Once timecards are approved, invoices are generated and submitted to your client based on agreed billing terms.
Madison Resources advances capital against your approved invoices to help cover payroll, payroll taxes, and other operating expenses.
Your client pays the invoice according to the established payment terms.
Once payment is received, the account is reconciled and the remaining balance, minus agreed fees, is released to your staffing firm.
Have a question about funding for your staffing firm’s needs? Our team is here to help.
For more than three decades, Madison Resources has helped staffing firms access the capital and operational support they need to grow. Our program is designed specifically for the staffing industry, combining flexible funding with experienced back-office support.
Since 1992, Madison Resources has partnered with staffing firms nationwide, helping them overcome cash flow challenges and pursue new opportunities.
Madison Resources remains one of the last truly independent, family-run companies in the staffing funding industry, focused on long-term partnerships rather than short-term transactions.
From payroll processing to payroll tax filings, invoicing, and reporting, our systems and processes help staffing firms operate accurately and with confidence.
Our payroll funding and back-office support give staffing firms the financial flexibility to take on new clients, place more workers, and pursue larger opportunities.
Madison Resources helps staffing firms access the capital and operational support they need to meet payroll, pursue new opportunities, and scale with confidence.
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Below are answers to some of the most common questions staffing firms have about payroll funding.
Payroll funding allows staffing firms to turn approved invoices into working capital. Once your client approves timecards and invoices are issued, Madison Resources advances the funds needed to cover payroll, taxes, and related expenses. When your client pays the invoice, the transaction is reconciled according to the agreed funding terms.
Payroll funding is a form of invoice factoring designed specifically for staffing firms. Because staffing companies must pay employees weekly while waiting for client payments, payroll funding provides the working capital needed to bridge that gap and keep payroll running smoothly.
Once your account is established and invoices are approved, funding is typically available very quickly. This allows staffing firms to consistently meet payroll obligations and take on new client opportunities without waiting for invoices to be paid.
Madison Resources typically advances up to 90% or more of the invoice value for funding-only clients. In our full-service model, we can advance up to 100% of the payroll amount, allowing staffing firms to operate with confidence and predictable cash flow.
Our programs are designed to be flexible. Many staffing firms choose to fund invoices strategically depending on their cash flow needs and growth plans.
The cost of payroll funding depends on several factors, including the volume of invoices, client credit quality, and overall funding needs. Madison Resources works with each staffing firm to structure a program that aligns with their growth goals and operational needs.
No. Payroll funding is not a traditional loan. It involves advancing funds against your accounts receivable, allowing you to access working capital tied up in outstanding invoices without taking on new debt.
Yes. Our experienced credit team helps evaluate the creditworthiness of your clients, providing valuable insight that can help staffing firms reduce risk and make informed business decisions.
Madison Resources has been partnering with staffing firms for over 34 years, helping agencies overcome cash flow challenges, fund payroll, and scale their businesses with confidence.
Getting started with Madison Resources is a straightforward process. Once the necessary documentation is completed and your account is set up, staffing firms can begin submitting invoices and receiving funding shortly thereafter. Our team works closely with you throughout the process to ensure a smooth and efficient transition.
Yes. Payroll funding gives staffing firms the working capital needed to take on larger contracts, place more talent, and expand their client base without worrying about the timing of client payments. Many of the firms we partner with use payroll funding specifically to support their growth and pursue new opportunities with confidence.
Every staffing firm operates differently, and the best way to determine if payroll funding is a good fit is to have a conversation. Our team takes the time to understand your business, your clients, and your growth plans to see how a funding program could support your goals.