At Madison Resources, we’re dedicated to supporting staffing firms by providing timely legislative insights, practical guidance, and resources that help you stay informed and compliant.
One important area staffing firms need to be familiar with is the New Hampshire Paid Family and Medical Leave (NH PFML) program. This voluntary insurance plan offers eligible workers up to 60% wage replacement for qualifying leaves, for up to six weeks per year. It’s a benefit that supports employees through important life events, while also requiring employers to understand their roles and responsibilities.
Who Can Participate in NH PFML?
The NH PFML program is available to all employers and workers in New Hampshire through MetLife, the state’s official insurance partner. Employers can choose to provide NH PFML coverage as a group plan, but if they don’t, employees have the option to enroll individually to ensure they have access to this important benefit.
How to Obtain NH PFML Insurance
Employers can purchase NH PFML insurance directly from MetLife or through insurance agents, brokers, or consultants. While certain coverage elements can be customized, there are specific program requirements to keep in mind.
Business Enterprise Tax Credit: A Valuable Incentive for Employers
To encourage employer participation, New Hampshire offers a Business Enterprise Tax (BET) credit. Employers who purchase NH PFML insurance for their workers through MetLife may be eligible for this credit, which can cover up to 50% of the premiums paid annually on behalf of employees. This tax incentive can significantly offset the cost of offering this coverage.
What NH PFML Means for Your Staffing Firm
It’s important to note that NH PFML coverage is voluntary employers are not required by law to provide it. However, if employees opt into individual NH PFML plans, employers still have responsibilities to support and manage the administrative aspects of the program.
Key Considerations Before Offering NH PFML
Before deciding whether to provide NH PFML coverage, employers should:
- Deducting employee NH PFML contributions during payroll processing.
- Remitting collected funds to you for payment to MetLife, ensuring timely and accurate compliance.
Professional Guidance is Key
Because NH PFML compliance can be complex, we recommend consulting your attorney, CPA, or another trusted professional to ensure your firm meets all requirements.
Additional NH PFML Resources
For further information, tools, and official guidelines, you can visit:
- NH PFML Employer Website
- Employer Toolkit
- Employer Guidebook (PDF)
- NH PFML Fact Sheet (PDF)
- Employer FAQs
If you need help or have questions, the MetLife Customer Solution Center for NH PFML can be reached at
1-866-595-PFML (7365)
Stay Informed. Stay Compliant. Grow With Confidence.
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